Finance and insurance in Japan operate under strict licensing regimes — the Banking Act, Insurance Business Act and related law — and run on highly specialized people. Regional financial-sector consolidation, fintech competition and owner aging are all fueling M&A. In insurance distribution, compliance demands and the challenge of recruiting registered sales agents are accelerating agency roll-ups, while fintech and payments see bolt-on acquisitions of startups for capability. Deals hinge on regulatory notifications and approvals, the continuity of the compliance regime, and retaining the client relationships that often sit with individual advisers — making people transfer and a soft landing decisive. MANDA supports matching grounded in the sector’s regulatory realities.
FP-Led Media on Credit Cards and Financial Product Portfolios
KantoInformation Services
Asking price¥650,000
MANDA
30+ days ago
Credit Card and Financial Product Portfolio Run by an FP Banker
KantoInformation Services
Asking price¥450,000
MANDA
NEW14 days ago
【高単価・需要不変】毎月安定収益／ノウハウ譲渡あり／資産性の高い金融・債務整理特化型WEBメディア
KantoWeb Media & Affiliate Sites
Asking price¥550,000
MANDA
30+ days ago
Sale of Affiliate Site on Gold, Cash Advances, and Debt Restructuring
KantoConsumer Finance
Asking price¥450,000
MANDA
30+ days ago
Hotel Operation on a Remote Okinawan Island
KyushuHotels & Ryokan
Asking price¥330M
MANDA
30+ days ago
Souvenir Shop & Restaurant Near a Tourist Attraction
KyushuOther Retail
Asking price¥258M
MANDA
30+ days ago
Magnetic Survey Business in Okinawa - Transfer Listing
KyushuConstruction
Asking price¥40M
MANDA
30+ days ago
Confectionery Manufacturing and Sales Company
KyushuFood Products
Asking priceNegotiable
MANDA
30+ days ago
Okinawa Dining Bar
KyushuRestaurants
Asking price¥20M
MANDA
30+ days ago
Boxed Meal Manufacturing & Sales, Beloved by Locals for Over 30 Years
KyushuRestaurants
Asking price¥500M
MANDA
30+ days ago
Real Estate Rental Business with Hotel/Inn Operating License
KyushuReal Estate
Asking price¥380M
MANDA
30+ days ago
Popular Okinawa Soba Restaurant Loved by Locals and Tourists
KyushuRestaurants
Asking priceNegotiable
Who is it for
Who uses MANDA
👤
Owners considering business succession
For owners without a successor who want to pass on a healthy business. MANDA helps you find the right partner among buyer candidates nationwide.
🚀
Buyers looking to grow
For companies seeking scale by acquiring strong businesses in the same industry. Advisors with sector expertise match you with the right deals.
🌱
Companies entering new markets
For companies exploring entry into a new industry. Many deals let you acquire an existing business together with its people and customer base.
How it works
The M&A / business succession process
STEP 01
Consult an advisor
An advisor with industry expertise hears your goals and requirements.
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STEP 02
Deal matching
Shortlist candidates anonymously and align intentions with the other party.
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STEP 03
Due diligence
Detailed financial, legal, and business review, with terms negotiated in parallel.
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STEP 04
Agreement → Closing
Sign the letter of intent and the definitive agreement, then close.
FAQ
FAQ
QWhat matters most in a financial-services acquisition?⌄
Whether licenses and registrations transfer, regulatory filings with supervisory authorities, and the state of the compliance regime come first. The quality and stickiness of the client base, retention prospects for qualified staff, systems and security standards, and past audit and inspection history are also examined in detail.
QWhen should a finance-business succession start?⌄
Regulatory pre-consultation and license procedures take time, so start as soon as the absence of a successor becomes clear. Straddling a fiscal year-end complicates financial evaluation, so plan the process around the accounting calendar.
QHow are finance and insurance businesses priced?⌄
Methods vary by segment, but net-asset-based approaches adjusted for earning power and client stability are standard. Insurance agencies are often referenced at two to five years of commission income; regional financial institutions at roughly 0.8–1.5x book net assets.
Finance & Insurance M&A & business succession consultation
MANDA-certified advisors with deep industry knowledge help you find the best match, including off-market deals. Consultations are free — as many as you need.
